RAMESHCHANDRA HIMMATLAL JEWELLERS

12+1 Jewellery Scheme

You contribute for 12 months.
We add one month, for you.

Plan for the jewellery you love with a fixed monthly contribution of ₹2,000, ₹5,000 or ₹10,000.
On the 13th month, the store adds an amount equal to one monthly contribution.

EXPLORE THE PLANS Enrolment and monthly payments at the store.

THREE WAYS TO PLAN

Choose your monthly amount

Choose once when you enrol. Your monthly amount remains the same throughout the scheme.

₹2,000per month for 12 months

Your 12 contributions
₹24,000
Store’s contribution
+ ₹2,000
Total scheme value
₹26,000

At maturity, 13 months from your start date.

₹5,000per month for 12 months

Your 12 contributions
₹60,000
Store’s contribution
+ ₹5,000
Total scheme value
₹65,000

At maturity, 13 months from your start date.

₹10,000per month for 12 months

Your 12 contributions
₹1,20,000
Store’s contribution
+ ₹10,000
Total scheme value
₹1,30,000

At maturity, 13 months from your start date.

A SIMPLE ROUTINE

How the scheme works

  1. Enrol at the store

    Choose ₹2,000, ₹5,000 or ₹10,000 as your fixed monthly amount. Our team will explain the details and record your start date.

  2. Contribute for 12 months

    Deposit your selected amount at the store each month, for 12 monthly instalments.

  3. Enjoy the extra month

    At maturity, 13 months from your start date, the store adds one monthly contribution. Choose from all jewellery available at the store.

BEFORE YOU ENROL

Good to know

Our team can help you choose a monthly amount and explain the store’s scheme process.

  • All jewellery qualifies. The scheme applies to all jewellery available at the store.
  • A fixed monthly amount. Choose ₹2,000, ₹5,000 or ₹10,000 at enrolment. The selected amount cannot be changed during the scheme.
  • 13-month maturity. The scheme matures 13 months from your start date, after completion of the 12 monthly instalments.
  • Usual charges apply. Making charges, taxes and other applicable charges are payable as normal.
  • Missed a payment? Contact the store for details on missed or delayed payments.
  • Managed at the store. Enrolment, payments and scheme assistance are handled offline. Contact the team for full scheme details.

LET’S PLAN YOUR NEXT PIECE

Visit us to get started

Rameshchandra Himmatlal Jewellers
21/3, Faisal Building, Samanth Nanji Marg
Dongri, Mumbai – 400009

ENQUIRE ABOUT THE SCHEMECALL +91 80807 77580